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Insurance Product

Home/Insurance Product

Unoccupied Property


This policy is designed to provide you with Insurance cover for a property that is vacant or unoccupied for a term longer than 30 days. Insurers are A+ Rated.

Standard Home Insurance or Commercial Property insurance policies will not generally cover a building that is unoccupied or vacant for more than 30 days. Failure to advise your insurer that the property is vacant or unoccupied can invalidate you policy.

Property Owners


The Cover is underwritten by A+ rated Insurers. All policies issued locally.

Examples (but not limited to) Commercial buildings, Residential, Office Blocks, Multi Tenure, Multi Locations, Student let, Listed/Protected Buildings etc.

Included in cover: Property Owners Liability, Employers Liability, Full Perils, Fire Brigade, Glass, Loss of Rent, Landlord Contents, Accidental Damage, Subsidence, Heave & Landslip.

Bed & Breakfast


Frost Insurances has developed The Complete Bed & Breakfast and Guest House Insurance Program, a comprehensive insurance policy custom designed to meet the needs of all B & B and guest house operations.

As Ireland is one of the biggest B & B and guest house operators in Europe we understand the need to provide an exceptional policy cover that is competitive with existing packages in the market. We also understand that operating a B & B can be very expensive and time consuming.

Self Build


Having Self Build Insurance cover is one of the first things that should be sought before you build or renovate your home. Frost Insurances Ltd specialise in this form of building Insurance. Self Build insurance cover (unlike with many other Companies) can be bought any time during the project. Self Build site insurance is of paramount importance and should be taken out at the very start of your Self Build project. Your self build could be disrupted for a number of reasons including accident, injury, arson or theft. Self build site insurance ensures you are covered for almost any eventuality and provides you with financial compensation in the event of a loss and peace of mind.



Frost Insurances is a leading Retail insurance provider.
Cover Includes:
  • Damage to Property
  • Loss of Money, Hold Up, Burglary, Personal Effects
  • Replacement of locks and keys
  • Glass Insurance
  • Loss of Profits Insurance
  • Employers Liability, Public Liability, Products Liability